What is Critical Illness Coverage?

Hospital Counter

A critical illness protection plan will allow you to take the time you need to recover in the event of an unforeseen health condition, such as serious disease or illness. A typical critical illness policy will pay a lump sum benefit of $50,000 through your group plan and up to $25,000 as an individual policy. This type of insurance will maintain your finances and pay for any expenses related to your illness.


What illnesses are covered?

  • Aortic Surgery

  • Aplastic Anemia

  • Bacterial Meningitis

  • Benign Brain Tumor

  • Blindness

  • Burns

  • Cancer

  • Coma

  • Coronary Bypass

  • Deafness

  • Heart Attack

  • Heart Valve Replacement

  • Kidney Failure

  • Loss of Independent Existence

  • Loss of Limbs

  • Loss of Speech

  • Major Organ Failure on Waiting List

  • Major Organ Transplant

  • Motor Neuron Disease

  • Multiple Sclerosis

  • Occupational HIV

  • Paralysis

  • Parkinson's Disease

  • Stroke

  • Alzheimer’s